Insurance is sharing the risk of having a loss. Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. An entity which provides insurance is known as an insurer or insurance company. A person or entity who buys insurance is known as an insured or policyholder. A premium is the amount of money you pay to an insurance company to have an insurance policy to cover you for all or part of these costs.
At Investors Forum India, our goal is to help you understand the importance of insurance in a sound financial plan, so you’re able to better protect yourself, your family, your business & property. We give you up-to-date information and personal accounts of how these types of insurance can change lives, along with financial information and trends that allow you put it all into perspective.
Think about it. What would happen if suddenly, due to an illness or injury, you were unable to work?
You never know what may happen to your health in today’s fast-paced lifestyle and if you don’t have a financial backup plan ready, things may not be good later. As a result, investing in an effective health insurance plan should be your goal.
Health insurance is a type of insurance cover that provides a sum assured when you face a medical emergency. A typical health insurance provides coverage for hospitalization. It also covers all medical treatments including medicines, tests, diagnosis and other aspects when you have to stay in a hospital.
Investor India forum understands the requirement of your health insurance need and will guide you accordingly after comparing different policies.
Life insurance policy is meant for life coverage. Human life is priceless, but when the bread earner of a family passes away suddenly, it creates a situation that is hard to withstand for rest of the family members. The coverage of life insurance protects the family with financial security and makes the future of the deceased’s loved ones financially secure.
To purchase is easy: It’s the one that best suits the needs of your financial situation, needs and goals.
IFI has a panel that study and analyze different life insurance policies from time to time and offers what is best suitable to your needs.
Your home is one of your biggest investments in life, so much so that this investment should be adequately protected just in case something might happen to it. Purchasing a home without insurance is like buying a smart phone without a phone case—it is unprotected, risky and left to the elements. In the event that your house is destroyed by any means possible, you would be left with no way to fix it without financially exhausting yourself first. Getting your homes insured is an answer to that. In fact, by purchasing home insurance, you are successfully protecting yourself from the financial pitfall that could potentially plague you in the event disaster strikes and devastates your homes.
At, Investors Forum India we suggest you home insurance policies by keeping you & your needs first! Our team of expert understands your insurance requirement and gives the most appropriate solution for the same.
According to The Motor Vehicles Act, 1988, buying an insurance policy for your car is mandatory in India. The whole idea of buying an insurance policy is to protect yourself and other people against uncertainties.
A car insurance policy can be of two types: Third Party Liability Insurance (Mandatory) & Comprehensive Insurance (Advisable)
A Third Party Insurance policy covers damages caused to another person, their vehicle or property due to collision or accidents. On the other hand, a comprehensive car insurance policy covers damages caused to you, your vehicle, or a third party due to collisions, theft, sabotage, natural calamities, or even fire.
Vehicle insurance has to be renewed every year. Sometimes it is difficult to keep track of the renewal date for the same. Our team at Investors Forum India not only compares different vehicle insurance policies to pick out the best for you but also keeps track of renewal dates of your vehicle insurance policies.
Business insurance is a very broad term. To cut short it is insuring business assets, stocks or plants & equipment’s. Business Insurance could also mean insuring individuals involved in businesses from unexpected events which could affect business revenue, productivity or sales.
Business insurance helps companies to manage risk by providing a layer of financial protection from losses that may occur during the normal course of business operations.
IFI team of expert understands your insurance requirement and gives the most appropriate solution for the same.